Tools
Property calculators
Work out what you can borrow, the cash and CPF you need, your stamp duties and every payment date, for new launches, ECs, resale condos and HDB resale flats. Each calculator follows MAS, IRAS and HDB rules as at 24 September 2026, and gives you a free PDF report.
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HDB upgrade calculator
Selling your flat to buy a condo: your sale proceeds and CPF refund, the highest price you can afford, and selling first versus buying first.
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New launch calculator
Free new launch calculator: TDSR loan eligibility, BSD/ABSD, cash vs CPF, progressive payment schedule and amortisation. Rules as at Sept 2026.
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Executive condominium (EC) calculator
Free EC calculator: MSR and TDSR loan eligibility, CPF Housing Grant for EC, Normal vs Deferred Payment Scheme and bridging loan. Rules as at Sept 2026.
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Resale condo calculator
Free resale condo calculator: TDSR loan eligibility, option and exercise fees, BSD/ABSD, cash vs CPF, monthly instalment and amortisation.
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HDB resale calculator
Free HDB resale calculator: HDB vs bank loan (MSR), EHG, Family and Proximity grants, cash over valuation and the HDB resale timeline.
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Mortgage calculator
A quick monthly instalment estimate from price, loan-to-value, rate and tenure.
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Affordability calculator
The maximum price you can likely afford, from your income, debts and cash/CPF.
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Stamp duty calculator
BSD and ABSD on a Singapore property, by residency and properties owned.
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TDSR calculator
Your Total Debt Servicing Ratio and the maximum loan it supports.
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MSR calculator
Your Mortgage Servicing Ratio and the maximum HDB or EC loan it supports.
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Progressive payments calculator
The full payment schedule for a new launch condo or EC, milestone by milestone.
Open calculator → Complimentary calculators, for you
Clarity before you even decide.
Most property mistakes happen before the first viewing. Run your numbers here first, for free, then talk to us and we'll turn them into a clear plan.
Property Clarity Session™
Unsure whether to buy, sell, hold or wait? Get clarity first.
A complimentary 90-minute private session with David & Audrie: your goals, numbers, timing and options, mapped out clearly. No obligation, no pressure.
Free and no obligation. You leave with your numbers, your options and a clear next step, even if that step is to wait.
Not ready to talk yet? Get the free Property Decision Checklist →
You'll chat with Chloe, our personal assistant. She replies straight away, day or night, and brings in David or Audrie to work on your plan.