Wealth Building & Portfolio Planning with Real Estate Investment

Plan Smart. Invest Strategically. Retire Early.

Your property portfolio isn’t just a list of homes — it’s the foundation of your wealth, legacy, and freedom.

At David & Audrie Properties, our Portfolio Planning service helps you take control of your financial future by mapping out a clear, step-by-step strategy for Real Estate Investment — tailored to your income, life stage, and retirement goals.

🔍 What We Do in Portfolio Planning:

✅ Evaluate Your Current Property Position

We start by understanding your assets, CPF usage, loan obligations, and cash flow — identifying where you are today and what’s working (or not).

✅ Unlock Equity & Spot Opportunities

We’ll help you uncover untapped potential — whether it’s restructuring your current loan, upgrading to a better-performing asset, or right-sizing.

✅ Build a Long-Term Roadmap with Our W.A.T.E.R Framework

Using our Wealth Accumulation Towards Early Retirement (W.A.T.E.R) concept, we design a portfolio roadmap that guides your real estate investments that aligns with your retirement goals and lifestyle needs.

✅ Run the Numbers, Not Just the Dream

We cover your TDSR, rental yield, cash flow, and exit timeline — so your portfolio grows safely and sustainably.

✅ Plan for Exit, Retirement, & Legacy

A strong portfolio includes knowing when to exit, how to reinvest, and how to pass it on. We plan for all of that — with you.

💡 Why Portfolio Planning Matters

Many property owners make ad-hoc decisions without a strategy — leading to underperforming returns and missed opportunities from their Real Estate Investment.

But with proper planning, your property can become a wealth-building engine — fuelling early retirement, passive income, and even generational wealth.

We’ve helped more than 50 couples and families restructure their portfolios with Real Estate Investment and move closer to their dream retirement.

Property Wealth Planning Journey infographic showing 4 steps: assess current property, unlock equity, plan and execute a bespoke strategy, and maximise returns with a clear exit strategy.

👥 What Our Clients Say

🗣️ “We never knew our HDB had so much potential. With David & Audrie's guidance, we upgraded to a condo and still had reserve funds — all while staying within TDSR limits.”
– Joanne & Marcus, 30s, First-time Upgraders

🗣️ “I always thought I had to wait till 65 to retire. Thanks to the W.A.T.E.R concept, we now have two rental properties and are planning our early retirement at 55!”
– Raymond & Elaine, 40s, Portfolio Investors

🗣️ “They showed us how to restructure our assets with a clear plan. No hard sell, just numbers and strategy. We feel empowered and secure.”
– Daniel & Rachel, 50s, Legacy Planners

🔔 Ready to Take Action?

📅 Book your complimentary Portfolio Planning session today.

Let us show you what’s possible — with real numbers, proven strategies, and zero pressure.

Schedule My Appointment Now
  • Real estate investment is an excellent component of your portfolio, it offers steady rental income, long-term appreciation as well as protection against inflation. But it still best to diversify your portfolio for smoother returns and better risk mitigation.

  • There's isn't a fixed income requirement when it come to real estate investing, but its all dependent on your current financial stability, as a general guideline:

    • Have an emergency fund enough to cover 3 to 6 months of expenses.

    • Have enough cash flow for a down payment for the property mortgage.

    • Ensure your monthly income covers your mortgage, property taxes and maintenance.

    If you're looking to evaluate and build up your portfolio, Click here and Book your complimentary Portfolio Planning session today with us!.

  • Profitability depends on many location, timing, and management, for example:

    • Private condominiums and landed homes offer strong capital appreciation, especially in prime or developing areas.

    • HDB flats are more affordable and provide stable rental yields, though they come with stricter ownership and leasing rules.

    • Commercial properties (offices, retail shops, industrial units) can offer higher yields but face market cycles and require more due diligence.

    In Singapore, there're many ways where investors can dive into the real estate market, and each option having their own pro's and con's, meeting each investors appetite for risk and rewards

  • Advantages of investing into Real Estate when compared to other options include:

    • Steady passive income through rent.

    • Long-term appreciation of property value.

    • Strong and stable property market, backed by government regulation and limited land supply.

    • Leverage opportunities, allowing you to control large assets with borrowed funds.

    • Inflation hedge, as property values and rents often rise over time.

    • Tangible asset ownership, offering a sense of security and control.

  • Yes! even with Zero prior Experience in the Real Estate Investment world you can succeed! with our help, anyone can navigate through Real Estate Investment with our expertise!

    David & Audrie is more than just property agents, we are partners that can help you optimise and maximise your returns in your Real
    Estate Investment, using with our patented W.A.T.E.R concept, we can help you create an portfolio that positions you to be retirement ready by the time you cash out on your investments.