Stories Unfold: Why We Told Them to Stay Put — Sometimes Selling Isn’t the Right Move
Stories Unfold: Why We Told Them to Stay Put
In the world of real estate, not every story ends with a sale — and not every move is the right one.
Recently, a couple from Punggol contacted David & Audrie, hoping to sell their 4-room flat and buy another one. They told us they wanted a change of environment, and like any experienced property agents in Singapore, we listened. But we also asked the questions that matter.
As we spoke more, they warmed up and confided in us.
They had fallen victim to a scam and were now facing over $200,000 in debt. The husband had lost his job and was working as a delivery rider to support a family of six. Their financial situation was deteriorating, and they were defaulting on payments. They hoped that by selling, they could repay their debt and start fresh.
But the numbers painted a very different story.
After running a free mortgage calculator and analysing their full financial situation using our W.A.T.E.R concept — Wealth Accumulation Towards Early Retirement — we realised the outcome wasn’t going to be what they hoped for.
They still owed $250,000 on their existing loan
After CPF deductions and agent fees, there would be little to no cash proceeds
Buying another flat would only put them into deeper financial strain
Renovation for an older resale unit could easily cost tens of thousands
So we gave them the honest truth.
Don’t sell. Stay put.
We suggested they explore loan refinancing options, speak to financial advisors about structured repayment plans, and if necessary, consider debt restructuring or even bankruptcy — not as failure, but as a possible lifeline.
And here’s the point:
We didn’t earn a commission.
But we earned their trust.
As full-time, experienced real estate agents in Singapore, David & Audrie are known as The Property Couple for Couples — not just because we help clients buy, sell, or rent properties, but because we treat your home journey like it’s our own.
We don’t just push transactions. We prioritise transformation — financial clarity, asset growth, and long-term security.
Whether you’re looking to sell your property, upgrade, refinance, or simply need advice with no strings attached, we’re here to guide you — honestly and compassionately.
Thinking of your next move?
Start with clarity. Use our free mortgage calculator or speak with us about the W.A.T.E.R concept to see what’s right for you.
Visit www.davidaudrieproperties.com or WhatsApp us at +65 90671498
David & Audrie — The Property Couple for Couples.
Real advice. Real heart. Real results.
